• Bill Present & Pay
• Process without sending credit
  card numbers
• Payment Processing
• Enhanced Reporting

Bill Present and Pay

Save paper, save the environment, reduce your cost and improve your efficiency. The electronic Bill Present and Pay service is designed to improve your efficiency and reduce your costs through eliminating the need to print and post invoices or other bills. We upload your forms during the set-up process, and then you can upload your variable data whenever you wish to send an invoice, along with your customer's email address. Your customer receives an email with a link to their bill, and a Pay Now button to initiate a credit card or direct debit payment. Once the payment has been processed, the system emails a receipt to your customer, and updates the payment file ready to import into your accounting, billing or CRM systems.

Process Payments without sending credit card numbers

Each of your customers can configure up to 10 accounts in the Customer Information Vault - it's Free! Each customer account can store up to ten sets of credit card details, or BSB and Bank Account number. The details are encrypted as they are stored, and each customer account has a unique encryption key that is stored in the Hardware Security Modules - exactly the same as a bank. The customer is prompted to name each account - eg NAB MasterCard, or Westpac Visa, or Kevin's Savings Account. Then, when your customers click on the 'Pay Now' button, they can select the account they wish to pay with, rather than sending the credit card or bank account details over the internet. Credit card and bank account details that are not transmitted cannot be stolen.

Payment Processing Services

Improve your efficiency and reduce your costs by automating your payment collection and processing. Pay & Go offers a range of Credit Card and Direct Debit services, via Telephone IVR, Mobile and Internet. A number of standard applications are available for most requirements, however customised applications can also be developed, or we can integrate a payments module into your application. No matter how your customers choose to pay, the payment transaction details for all Pay & Go services are recorded in our secure database, ready to load into your back office systems in Real Time or via a Daily Batch process. All telephone, web or customised services can be configured to collect whatever data you require for your business records, and all collected data will be included in your reports or import files. Note: To ensure security and PCI compliance is maintained, we only ever include obscured Credit Card or Bank Account details in reports or data files – For example: 4557 XXXX XXXX 5678

Enhanced Reporting Services

Generate customised reports, and update your accounting, billing or CRM systems in Real Time or Batch Processing. A full suite of comprehensive online reports are available, which assist merchants in reconciling payment details against goods purchased. This information can be provided in a standard or customised report format, or saved as a CSV file that can be imported into any accounting, billing or CRM system.

Notification BUS

We also offer a much more advanced reporting service, depending on a merchant's requirement. The notification BUS enables a simple application to be implemented, which can tailor the transaction details into any format, to be imported into any system, or used for any purpose, in real time or batch processing mode. This could be as basic as an email to the warehouse staff to authorise the release of outbound goods, through to a comprehensive interface that passes data into an internal business application, based on an agreed set of business rules and processes.